Kucher Law Group

Signs You May Need Legal Assistance After a Rear-End Accident

A rear-end collision is often the most terrifying of car accidents. As you sit at a red light, waiting for it to turn green, the screech of tires and the jolt of another vehicle smashing into your own can be disorienting, scary, and painful. When this occurs, it is likely that the victim of the accident will suffer from significant injuries and financial losses. These losses can include medical bills, property damage, and lost income from work. If the injury is severe, it can even lead to permanent disability. In such a situation, you might wonder, if someone rear-ends you whose insurance do you call? Knowing the right steps can be crucial to handling the aftermath effectively. The answer is that you typically start by contacting your own insurance company. This can streamline the process of obtaining the necessary support and compensation.

Fortunately, there are laws in place to protect your rights and help you obtain the compensation you deserve. Understanding those laws can be helpful in determining whether you need the assistance of an experienced NYC car accident attorney. One common question that arises is: if someone rear-ends you whose insurance do you call? Knowing the answer to this can help streamline the process of getting the necessary support and compensation.

Signs You May Need Legal Assistance After a Rear-End Accident
One of the first steps in seeking compensation after a car accident is documenting your losses. You can do this by keeping a journal or taking pictures of the crash scene and your injuries. It is also important to visit a doctor immediately after the accident to receive a diagnosis. This will be helpful later when proving your injuries in court. It is also important to write down any and all symptoms you experience, especially if they persist for weeks or months.

It is also critical to report the accident to your insurance company immediately after the incident. However, it is important not to say too much to the other driver’s insurance company or sign any paperwork until you have consulted with an experienced car accident lawyer. This brings us back to the crucial question: if someone rear-ends you whose insurance do you call? Knowing that you should contact your own insurer first can save you from potential pitfalls.

While it is commonly assumed that the rear driver is always at fault for a rear-end accident, New York’s law on comparative negligence allows both parties to be assigned a percentage of fault. This can complicate matters when determining who will be responsible for covering your expenses. Moreover, the insurance coverage of the at-fault driver can have a major impact on the amount you can recover from a claim. This again raises the question: if someone rear-ends you whose insurance do you call? The answer typically starts with your own insurance company, but consulting with a lawyer can clarify the best steps to take.

It is crucial to have a skilled New York car accident lawyer by your side to protect your interests and seek the full amount of damages you are entitled to receive. An attorney can investigate the facts of the case, interview eyewitnesses, analyze evidence and police reports, negotiate with the other driver’s insurer, and file a lawsuit on your behalf if necessary. To learn more about your legal options after a rear-end accident, contact a dedicated NYC car accident lawyer for a free consultation. If you ever find yourself wondering, if someone rear-ends you whose insurance do you call? remember that legal professionals can provide clarity and support. 

Lawyer Advise on Steps to Take After a Rear-End Accident

The moments and minutes after a rear-end accident can be overwhelming and confusing. It’s important for you to remain calm and think about the most critical things to do immediately after a crash. In the confusion, you might ask yourself, if someone rear-ends you whose insurance do you call? It's important to remember to contact your own insurance company first.

Get to Safety
If you are able, exit your vehicle and move it to the side of the road or off of the roadway. This will allow you to avoid any oncoming traffic and keep everyone as safe as possible.

Call the Authorities
It’s crucial to call the police and an ambulance as soon as possible to address any injuries. An officer will create an official accident report, and a medical professional can ensure that you are taken care of.

Exchange Information
It is important to exchange contact and insurance information with any other drivers involved in the accident. This will allow you to provide your side of the story and may help determine who caused the accident. Also, ask any witnesses for their name and contact information so you can get their statement later on as well. You might still be wondering, if someone rear-ends you whose insurance do you call? The answer remains that you should notify your own insurer first to get the process started.

Document the Scene
Taking pictures of the crash and property damage, as well as any other relevant information, can be very helpful in filing an injury claim. It is also important to note any relevant road conditions, such as weather or traffic signals. Again, during this process, you may need to remember, if someone rear-ends you whose insurance do you call? Document everything thoroughly to provide accurate information to your insurer.

Seek Medical Attention
Even if you feel fine, it is essential to get checked out by a doctor at the hospital. Rear-end accidents can cause serious injuries, such as spinal cord damage and paralysis. These can have a long-term impact on your quality of life, and you need to make sure that you are fully taken care of. If injuries are discovered, the question if someone rear-ends you whose insurance do you call? will arise again, reinforcing the need to contact your own insurance company first.

Notify Your Insurance Company
In New York, it is required by law to promptly report the accident to your insurance company. This is necessary to access your personal injury protection (PIP) benefits, and it will help your case if the insurance adjuster has as much information about the incident as possible. At this stage, it's vital to know, if someone rear-ends you whose insurance do you call? Always begin with notifying your own insurer to ensure proper documentation and processing.

File Your Injury Claim
If your injuries are at a level that the state deems severe, you will be eligible to receive additional compensation beyond what your PIP covers. An experienced car accident lawyer can advise you on whether your injuries meet the threshold, and they will work to get you the most compensation possible for your injury-related expenses.

If you have been injured in a rear-end collision due to another driver’s negligence, contact an experienced NY car accident attorney to review your case for free. They can guide you through the process of pursuing compensation, and they will be there to protect your rights from unfair settlement offers. They will even handle communications with the insurer on your behalf to improve your chances of getting the maximum amount possible for your case. And, if you ever find yourself asking, if someone rear-ends you whose insurance do you call? remember to contact your own insurance company first to ensure your rights and claims are properly managed. 

Determining Insurance Liability in Rear-End Collisions

Rear-end collisions are one of the most common types of crashes that occur on New York’s roads. These accidents often result in significant injuries that require medical treatment and time away from work. When these crashes occur, it’s important to determine whose insurance coverage is responsible for covering your losses. In order to do this, it’s important that your lawyer is familiar with the unique traffic rules and regulations of New York City as well as the Vehicle and Traffic Law of the State of New York. This leads to the question: if someone rear-ends you whose insurance do you call? Generally, you should start by contacting your own insurance company to report the incident.

It can be difficult to prove fault in a rear-end accident. In most cases, there’s a legal presumption that the rear driver is at fault. This means that the plaintiff has the burden of showing that the defendant’s negligence was not the cause of the accident. However, the presumption can be overcome in some cases. For example, if the driver in front suddenly stopped due to an emergency or a sudden gust of snow, and the trailing driver was able to brake in time, then that motorist may not be found at fault.

Other circumstances might also shift blame to the driver in front. For instance, if the trailing driver can prove that they maintained a safe distance between their car and the vehicle in front and was only injured when the lead vehicle turned right in front of them or pulled into traffic without signaling, then that driver might not be at fault. Still, the question remains, if someone rear-ends you whose insurance do you call? Even in complex situations, starting with your own insurer can help clarify your next steps.

Whether the trailing driver is at fault can also be influenced by comparative negligence laws, which allow for fault to be shared among multiple parties in an accident. This factor can be a powerful tool in helping to maximize your financial compensation after a rear-end collision. But again, knowing if someone rear-ends you whose insurance do you call? is crucial; contacting your own insurance first can set the right process in motion.

As a victim of a New York rear-end crash, it’s important to understand your rights and how to best recover the damages you deserve. This includes documenting your injuries and calculating your losses. For example, whiplash and other neck or back injuries can cause severe pain that affects your quality of life and can be costly to treat. Muscle and ligament injuries can also be very serious, especially if they are a permanent condition. To navigate this, one must know, if someone rear-ends you whose insurance do you call? Always start by informing your insurance provider to ensure proper documentation.

Getting hit from behind by another driver can be a very frightening experience and one that you should never have to pay for. Experienced attorneys can help many clients successfully recover full and fair compensation for their injuries and losses after being involved in a rear-end collision. They are dedicated to providing compassionate care while fighting for your rights every step of the way. Contacting a lawyer can provide clarity on, if someone rear-ends you whose insurance do you call? and guide you through the necessary legal steps.

Our experienced lawyers can review your case for free and explain your legal options. To get started, please contact us online or by phone. We look forward to hearing from you! 

Kucher Law Group

Kucher Law Group Injury Attorney

463 Pulaski St #1c, Brooklyn, NY 11221, United States

(929) 563-6780